Adds spec §1's opt-in retry engine: RetryConfig (top-level, zero value
disabled) and retryPolicy (retry.go), wired into upstreamJSON — the
single HTTP chokepoint every adapter's chat/embeddings/listModels call
already funneled through. A transient failure (net error, 429, 5xx)
retries up to Attempts times with exponential backoff capped at 2s,
honoring a qualifying Retry-After header on 429, draining and closing
each failed attempt's body before retrying. Never retries a non-429 4xx,
a translate error, or after context cancellation.
Because upstreamJSON returns before any adapter forwards a byte to the
client (forwardStream/forwardJSON run only after it returns), the
'zero bytes reached client' safety rule and the 'streaming retries only
the initial exchange' rule both hold by construction — no adapter
streaming logic needed to change.
buildAdapters(cfg) keeps its v0.1 signature: it derives the retryPolicy
from cfg.Retry internally rather than taking it as a parameter, so
every existing direct call (15+ across provider_openai_test.go) keeps
compiling unmodified. Every v0.1 test passes byte-identically, without
edits.
